Driving in North Dakota comes with its own set of risks-icy highways on I-94, rural roads where deer crossings are common, and hailstorms that can leave vehicles badly damaged. At Bowerman Insurance Agency, we provide auto insurance in Steele, ND and Bismarck that keeps you protected on every trip. As an independent insurance agency, we shop multiple carriers to find the right balance of coverage and cost for your needs.

Surety Bonds for Contractors & Businesses

Guarantees That Help You Win Work

A bond guarantees you'll meet your obligation to an oblige, the party is protected if the bonded party fails to meet their obligations. Bowerman Insurance Agency sources surety bonds for contractors and businesses so you can bid, get licensed, and start projects on time.

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License, Permit, and Contract Bonds

License & permit bonds help satisfy state or city requirements for trades like plumbing and electrical. Contract bonds-bid, performance, and payment-support construction projects and reassure project owners you'll finish the job and pay subs and suppliers.

Quick Turnarounds and Practical Guidance

For many license bonds, same-day issuance is possible. Larger contract bonds may require financials; we'll help you package submissions for the surety and set appropriate bond lines as your business grows.

A white house with a porch and a chimney
Two young boys are laying on the grass and talking to each other.

Simple Answers for First-Time Applicants

  • Is a bond the same as insurance?

    No-insurance protects you; a bond protects the obligee.

  • What bond amount do I need?

    It depends on the license or contract; we'll help you determine the amount.

  • How much does a bond cost?

    Typically a small percentage of the bond amount based on credit and financials.