Personal Insurance Solutions for Life

Finding the right coverage shouldn't feel overwhelming. At Bowerman Insurance Agency, we provide personal insurance designed to protect your home, vehicles, and family. As an independent insurance agency, we work with multiple carriers to help you compare options, bundle policies, and choose coverage that fits your lifestyle and budget.

Coverage Options for Every Need

Whether you're commuting, working remotely, or managing a household, we offer a full range of personal insurance options under one roof.

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Auto Insurance

Protection for everyday drivers across highways and rural roads.

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High-Risk Auto & SR-22

Coverage options for drivers needing specialized filings.

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Homeowners Insurance

Reliable protection for homes against storms, fire, and theft.

A woman is sitting next to a trailer holding a baby.
Condo Insurance

Tailored policies for condo owners across North Dakota.

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Mobile Home Insurance

Specialized coverage for mobile and manufactured homes.

A woman and a boy are putting a soccer ball in the back of a car.
Motorcycle Insurance

Keep your ride covered from summer tours to short commutes.

A woman is sitting next to a trailer holding a baby.
Umbrella Insurance

Extra liability protection for life's unexpected risks.

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Flood Insurance

Critical coverage in low-lying or high-risk areas of ND.

Local Expertise That Matters

North Dakota weather and geography bring unique challenges-from hailstorms that can damage roofs and vehicles to icy roads that increase accident risks. Because we live and work in Kidder County, we understand what our neighbors face every season. That local knowledge allows us to match you with personal insurance that's realistic, affordable, and designed for our region.

Answers to Common Questions

  • How can I save on insurance by bundling?

    Bundling home and auto insurance often lowers your premiums. Ask us about multi-policy discounts available through our carriers.

  • What information do I need for a personal insurance quote?

    Typically, you'll need details about your home or vehicle, current insurance, and basic household information. Contact Us to get started.

  • Does Bowerman Insurance offer quotes from multiple companies?

    Yes. As an independent agency, we compare options from several carriers so you get coverage that fits your needs-not a one-size-fits-all policy.

Protect Your Home & Family Today

Whether you're shopping for auto insurance, looking to bundle coverage, or need a renters policy for your apartment, Bowerman Insurance makes the process simple.