Driving in North Dakota comes with its own set of risks-icy highways on I-94, rural roads where deer crossings are common, and hailstorms that can leave vehicles badly damaged. At Bowerman Insurance Agency, we provide auto insurance in Steele, ND and Bismarck that keeps you protected on every trip. As an independent insurance agency, we shop multiple carriers to find the right balance of coverage and cost for your needs.
Special Events
What Is Special Event Insurance?
Special Event Insurance is a short-term policy that offers coverage for those special events that take place for a short period of time. It is designed to protect event organizers from financial loss due to unplanned incidents occurring at the event.

What Does It Cover?
Special event coverages also help protect individuals and businesses from costs resulting from property damage, injuries, spectators, products and completed services, and other event-related hazards occurring at the event.
Events That Qualify
Insurance protection for your special day, such a wedding, graduation, reunion, concert, fundraising events, etc.

Solutions for Home Businesses
Why do I need special event insurance?
Special event insurance helps protect you from unexpected costs due to accidents, injuries, or property damage that occur during your event. It ensures you’re not personally liable for those expenses.
What types of events can be covered?
Coverage applies to a wide range of occasions such as weddings, concerts, fundraisers, reunions, festivals, and private parties. If you’re organizing an event, there’s likely a policy that fits.
What does special event insurance typically include?
It can include general liability, property damage, and coverage for guests, vendors, or performers. Optional add-ons may include liquor liability or event cancellation protection.
